What we can do for you
We offer two main streams of service:
Debt Advice & Debt Education
ACTING FOR YOU
If you need our help, we can either give you free advice over the phone, or if you prefer, we can act on your behalf. We would just need to have your written permission, and we have a form for that, and some details about the problem you are facing. Then we can get going and liaise with your creditors for you to sort out a solution which suits both parties. This is brilliant, as it takes the pressure of you as we do all the hard work.
POSSIBLE SOLUTIONS
Depending on the nature of your problem or situation, we have a number of solutions open to you. So let's take a look at what we can offer and how we can make your life much easier. If any of these appeal to you, then all you need to do is give us a call and we can chat about what's best for you.
DEBT INTERVENTION
We can intervene on your behalf to deal with a one off problem, such as a dispute over a debt with a creditor, or a bailiff or court situation. This would be a short term involvement with you until the situation is resolved. We would charge a nominal fee of between £35 and £50 depending on the nature of the problem and the amount of work involved. Once we have set a price with you we would stick to it no matter how much additional work transpires. It's a small price to pay for peace of mind and professional advice.
ACTING FOR YOU
If you need our help, we can either give you free advice over the phone, or if you prefer, we can act on your behalf. We would just need to have your written permission, and we have a form for that, and some details about the problem you are facing. Then we can get going and liaise with your creditors for you to sort out a solution which suits both parties. This is brilliant, as it takes the pressure of you as we do all the hard work.
POSSIBLE SOLUTIONS
Depending on the nature of your problem or situation, we have a number of solutions open to you. So let's take a look at what we can offer and how we can make your life much easier. If any of these appeal to you, then all you need to do is give us a call and we can chat about what's best for you.
DEBT INTERVENTION
We can intervene on your behalf to deal with a one off problem, such as a dispute over a debt with a creditor, or a bailiff or court situation. This would be a short term involvement with you until the situation is resolved. We would charge a nominal fee of between £35 and £50 depending on the nature of the problem and the amount of work involved. Once we have set a price with you we would stick to it no matter how much additional work transpires. It's a small price to pay for peace of mind and professional advice.
Debt Advice
We have absolutely loads of experience and knowledge and we are more than happy to share this with you which is why we offer FREE advice either by phone or email. So, whatever is worrying you, then please feel free to ask for some advice. If you then decide you want us to act on your behalf and sort things out for you, we can do that too.
As part of our service we can also offer Debt Counselling where you are welcome to call us or pop in and we can talk through your financial worries and concerns and give you some practical advice on how to cope.
Debt Management
If you are unable to afford the regular payments to your creditors, then we can implement a Debt Management Plan. This is an informal arrangement where we act for you with your creditors. This can relate to credit cards, loans, overdrafts, store cards, catalogue accounts, payday loans and much more.
Having looked at your income and living expenses we would ask you what figure you could afford on a monthly basis to be paid into the pot for your creditors. Then this would be divided up proportionately between the creditors so that the one with the largest amount outstanding gets the biggest slice of the cake.
We would then write to the creditors offering them the reduced payment and at the same time requesting that all charges, late payment fees, and interest be stopped for the duration of the agreement. Going forward, you would then make a one off monthly payment into our client account from which your creditors are then paid out. We would take out a small monthly fee to cover our administration costs.
This arrangement is ideal for those who would like to become debt free but at a pace and level they afford to manage. The effect is usually instant with the stress and worry melting away as new now manage these creditors for you.
Three Little Words
There are three little words that we have adopted which sums us up perfectly.
CARE ♦ SUPPORT ♦ COMPASSION
See what Pauline from Birmingham had to say about us below...
"I felt such a relief when I spoke with DRS, they were compassionate, kind and very professional. My debts are under control and I have never felt better."
Debt Education
Our Debt Education Program is very exciting and we are very proud of what we have achieved.
We have fully developed and produced our very own Debt Education program which includes workshops, seminars, group talks, information days and classes for both adults and children of all ages.
Working closely with other organisations such as schools and colleges to promote financial wellbeing to the community at large. From our experience we have learned that many schools do not cover financial management as part of the curriculum and we feel that it is our mission to get this topic into school rooms across the UK.
It is evident that many school leavers enter the world of further education or work without a clue about managing their own money, and that's where the problems start.
Debt Education
Our Debt Education Program is very exciting and we are very proud of what we have achieved.
We have fully developed and produced our very own Debt Education program which includes workshops, seminars, group talks, information days and classes for both adults and children of all ages.
Working closely with other organisations such as schools and colleges to promote financial wellbeing to the community at large. From our experience we have learned that many schools do not cover financial management as part of the curriculum and we feel that it is our mission to get this topic into school rooms across the UK.
It is evident that many school leavers enter the world of further education or work without a clue about managing their own money, and that's where the problems start.
STOP PRESS!
Check out BBC One iplayer and take a look at us advising on the new series of a Matter of Life and Debt.
Want to get on top of your finances?
Why not make a start by getting hold of our FREE Financial Self-Assessment Sheet. By using this tool you will see that by making small changes you can regain control of your finances.
TESTIMONIALS
MANDY
Since my cancer diagnosis, I have really struggled to make ends meet as I have had to stop work. DRS have been a lifeline sorting everything out for me and avoided being made bankrupt.
ANDY
We were referred to DRS having been told the only option was to be made bankrupt.DRS advised much less painful options and we have been working together towards becoming debt free in the future.
STUART
I had a few creditors causing me grief and DRS have taken over managing them for me. I feel so much better knowing my finances are being dealt with professionally.
Give us a call or pop in & see us, the kettle is always on!
If you need help, want to learn more about what we do, or just want a chat about your circumstances, we would love to hear from you.
Give us a call, send us an email, or pop in.
Debt Relief Solutions (CIC) Ltd
Authorised and Regulated by the FCA FRN: 625583
181 Church Road, Yardley, Birmingham B25 8UR Tel: 0333 240 0851 (local call rate)
Email: wills@robertshawandco.co.uk
© 2023 Debt Relief Solutions (CIC) Ltd