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Welcome to
Debt Relief Solutions

Debt Relief Solutions (CIC) Ltd

Debt Relief Solutions is a Community Interest Company which is run on a not for profit" basis.

This means that the company does not make any profits. We think that this sits in with our company ethos and believe that any organisation offering debt advice and education should not make a profit from other people's misfortune.

Many people are still living with unstable finances post-covid.

Get your hands on our FREE download with top tips for managing your money during this difficult time.

Welcome!

We are overjoyed that you have popped over to say hello and are ready to help you with whatever financial problem you are facing.

Whatever your problem, we can help. You may be unable to repay your debts due to loss of income caused by illness, redundancy or relationship breakdowns or have got into financial difficulty due to covid-19. We can certainly help by providing a solution to suit your circumstances and taking away the worry and stress.

Whatever the reason you are visiting our website, we have lots of information and advice for you, please check out our freebies where you can gain lots of knowledge and tips to help you. Just one other thing, we are a "not for profit" Community Interest Company, which means that we don't believe that organisations should be making money from other peoples misfortunes (and believe us there are lots of them that do!).

So if we can help you, why not give us a call, and let us deal with the burden.

Tel: 0333 240 0851

helping

Your Guides on the Journey

We are the helping hand you may need to get you back in a place of financial freedom. Having money problems is no fun, we want to work with you and help you to overcome your financial burdens.

Come on in and see who we are, and why we love what we do.

WHAT DO WE DO?

We have a number of different solutions to help with your financial situation.

EMERGENCY ASSISTANCE

Can we help you with a really urgent situation? Pop in here and we will call you right back.

WHAT DO WE DO?

We have a number of different solutions to help with your financial situation.

EMERGENCY ASSISTANCE

Can we help you with a really urgent situation? Pop in here and we will call you right back.

Three Little Words

There are three little words that we have adopted which sums us up perfectly.

CARE ♦ SUPPORT ♦ COMPASSION

See what Pauline from Birmingham had to say about us below...

"I felt such a relief when I spoke with DRS, they were compassionate, kind and very professional. My debts are under control and I have never felt better."

support

Our Services

We can help with:

- Debt Intervention

- Debt Counselling

- Debt Education

- Debt Management

We offer:

- Freebies

- E-Courses

- Partnerships

support

Our Services

We can help with:

- Debt Intervention

- Debt Counselling

- Debt Education

- Debt Management

We offer:

- Freebies

- E-Courses

- Partnerships

If you have an urgent financial problem we can intervene on your behalf to take away the pressure. We can help to set up a debt management plan, an easy way to deal with your creditors each month at a level which you can afford. If you are worried or stressed about money matters, then have a chat with us and we will share the burden.

We offer a range of workshops, seminars and classes to teach you how to manage your money more effectively. We love working together with many organisations to provide financial wellbeing in the community, so get in touch if you need any of the above or would like to partner with us.

Want to get on top of your finances?

Why not make a start by getting hold of our FREE Financial Self-Assessment Sheet. By using this tool you will see that by making small changes you can regain control of your finances.

TESTIMONIALS

GARY

We were struggling managing our debts and being self employed with variable income only made things worse. Thankfully working with DRS we have been able to make regular affordable repayments to suit our pocket knowing that we will one day be debt free.

JANE

Since my separation I found I was unable to manage my money and my debts were spiralling out of control. DRS have been a rock for me and my family and we feel so much happier knowing we can call them any time for help when needed.

BILL & SUE

A real weight was lifted right from the first call, now we are able to see the light at the end of the tunnel. It's going to take a while, but we are confident that with the help of DRS things are already improving.

Get The Money Skills Workbook Pack

If you need to identify where your money is going and where savings could be made to make life easier, then this pack is ideal for you.

The workbook deals with debts and how to manage them along with what happens when third parties get involved. Having said that, even if you are not struggling with debt at this time, there is lots of useful information which can prepare you for anything in the future.

Just imagine now fabulous it would be to finally get your finances back under control. We will send you a full pack including zipped wallet containing the workbook for you to work through at home at your own pace. The workbook will ask you lots of questions and by completing each section you will be performing your own financial review.

DIVE INTO OUR BLOGS

The Myths About Divorce and Your Will

The Myths About Divorce and Your Will

March 06, 20182 min read

There are a lot of myths out there about what would happen if you made a Will when you were married and then separated or divorced. So let's clear this up so we all know where we stand. If you are married and make a Will leaving everything to your spouse, then obviously when you die, they inherit what you have left them. If you are separated but not divorced, and have not changed your Will to exclude them, then again, if you die, they will inherit what you left them as you are still married. Now, here's the tricky bit. What if you made a Will leaving everything to your spouse, then got divorced, but neither of you re-married. What do you think would happen if you died without changing your Will? Would you think that because you are now divorced, they would not inherit anything from you? You would think that would be the case. Unfortunately it isn't. The current Law of Intestacy states that even if you are divorced, for the purposes of Intestacy your legal ties are not severed. This is because marriage is a legal status, divorce is not. For example, if you have made a Will leaving your estate to your spouse, you then become separated and finally divorced, your ex spouse is still legally entitled to inherit your estate. This is unless you have deliberately excluded them from your new Will, or if you have re-married or if they have since re-married. This situation is regardless of whether you are now living with a new partner or if they are. Imagine how your new partner would feel if they knew you had intended them to inherit but had not changed your will to exclude a previous spouse. They would not inherit anything. The legal ties are only severed by the new contract of marriage, this means that unless either of you have remarried the old Will still stands. This is why we always advise people to review their will upon the breakdown of a relationship, especially a marriage, so that they can carefully consider the implications of leaving things as they are or, as in many cases, re-write their will to reflect their new circumstances. That said, you can still leave your ex-spouse something if you wish to do so, but perhaps not your entire estate.

 

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DIVE INTO OUR BLOGS

The Myths About Divorce and Your Will

The Myths About Divorce and Your Will

March 06, 20182 min read

There are a lot of myths out there about what would happen if you made a Will when you were married and then separated or divorced. So let's clear this up so we all know where we stand. If you are married and make a Will leaving everything to your spouse, then obviously when you die, they inherit what you have left them. If you are separated but not divorced, and have not changed your Will to exclude them, then again, if you die, they will inherit what you left them as you are still married. Now, here's the tricky bit. What if you made a Will leaving everything to your spouse, then got divorced, but neither of you re-married. What do you think would happen if you died without changing your Will? Would you think that because you are now divorced, they would not inherit anything from you? You would think that would be the case. Unfortunately it isn't. The current Law of Intestacy states that even if you are divorced, for the purposes of Intestacy your legal ties are not severed. This is because marriage is a legal status, divorce is not. For example, if you have made a Will leaving your estate to your spouse, you then become separated and finally divorced, your ex spouse is still legally entitled to inherit your estate. This is unless you have deliberately excluded them from your new Will, or if you have re-married or if they have since re-married. This situation is regardless of whether you are now living with a new partner or if they are. Imagine how your new partner would feel if they knew you had intended them to inherit but had not changed your will to exclude a previous spouse. They would not inherit anything. The legal ties are only severed by the new contract of marriage, this means that unless either of you have remarried the old Will still stands. This is why we always advise people to review their will upon the breakdown of a relationship, especially a marriage, so that they can carefully consider the implications of leaving things as they are or, as in many cases, re-write their will to reflect their new circumstances. That said, you can still leave your ex-spouse something if you wish to do so, but perhaps not your entire estate.

 

Back to Blog

Give us a call or pop in & see us, the kettle is always on!

If you need help, want to learn more about what we do, or just want a chat about your circumstances, we would love to hear from you.

Give us a call, send us an email, or pop in.

Debt Relief Solutions (CIC) Ltd
Authorised and Regulated by the FCA FRN: 625583

181 Church Road, Yardley, Birmingham B25 8UR Tel: 0333 240 0851 (local call rate)

Email: wills@robertshawandco.co.uk

© 2023 Debt Relief Solutions (CIC) Ltd