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Please note that we will only make contact with you if you are already a client of ours or if you have reached out to us for assistance.

Welcome to
Debt Relief Solutions

Debt Relief Solutions (CIC) Ltd

Debt Relief Solutions is a Community Interest Company which is run on a not for profit" basis.

This means that the company does not make any profits. We think that this sits in with our company ethos and believe that any organisation offering debt advice and education should not make a profit from other people's misfortune.

Many people are still living with unstable finances post-covid.

Get your hands on our FREE download with top tips for managing your money during this difficult time.

Welcome!

We are overjoyed that you have popped over to say hello and are ready to help you with whatever financial problem you are facing.

Whatever your problem, we can help. You may be unable to repay your debts due to loss of income caused by illness, redundancy or relationship breakdowns or have got into financial difficulty due to covid-19. We can certainly help by providing a solution to suit your circumstances and taking away the worry and stress.

Whatever the reason you are visiting our website, we have lots of information and advice for you, please check out our freebies where you can gain lots of knowledge and tips to help you. Just one other thing, we are a "not for profit" Community Interest Company, which means that we don't believe that organisations should be making money from other peoples misfortunes (and believe us there are lots of them that do!).

So if we can help you, why not give us a call, and let us deal with the burden.

Tel: 0333 240 0851

helping

Your Guides on the Journey

We are the helping hand you may need to get you back in a place of financial freedom. Having money problems is no fun, we want to work with you and help you to overcome your financial burdens.

Come on in and see who we are, and why we love what we do.

WHAT DO WE DO?

We have a number of different solutions to help with your financial situation.

EMERGENCY ASSISTANCE

Can we help you with a really urgent situation? Pop in here and we will call you right back.

WHAT DO WE DO?

We have a number of different solutions to help with your financial situation.

EMERGENCY ASSISTANCE

Can we help you with a really urgent situation? Pop in here and we will call you right back.

Three Little Words

There are three little words that we have adopted which sums us up perfectly.

CARE ♦ SUPPORT ♦ COMPASSION

See what Pauline from Birmingham had to say about us below...

"I felt such a relief when I spoke with DRS, they were compassionate, kind and very professional. My debts are under control and I have never felt better."

support

Our Services

We can help with:

- Debt Intervention

- Debt Counselling

- Debt Education

- Debt Management

We offer:

- Freebies

- E-Courses

- Partnerships

support

Our Services

We can help with:

- Debt Intervention

- Debt Counselling

- Debt Education

- Debt Management

We offer:

- Freebies

- E-Courses

- Partnerships

If you have an urgent financial problem we can intervene on your behalf to take away the pressure. We can help to set up a debt management plan, an easy way to deal with your creditors each month at a level which you can afford. If you are worried or stressed about money matters, then have a chat with us and we will share the burden.

We offer a range of workshops, seminars and classes to teach you how to manage your money more effectively. We love working together with many organisations to provide financial wellbeing in the community, so get in touch if you need any of the above or would like to partner with us.

Want to get on top of your finances?

Why not make a start by getting hold of our FREE Financial Self-Assessment Sheet. By using this tool you will see that by making small changes you can regain control of your finances.

TESTIMONIALS

GARY

We were struggling managing our debts and being self employed with variable income only made things worse. Thankfully working with DRS we have been able to make regular affordable repayments to suit our pocket knowing that we will one day be debt free.

JANE

Since my separation I found I was unable to manage my money and my debts were spiralling out of control. DRS have been a rock for me and my family and we feel so much happier knowing we can call them any time for help when needed.

BILL & SUE

A real weight was lifted right from the first call, now we are able to see the light at the end of the tunnel. It's going to take a while, but we are confident that with the help of DRS things are already improving.

Get The Money Skills Workbook Pack

If you need to identify where your money is going and where savings could be made to make life easier, then this pack is ideal for you.

The workbook deals with debts and how to manage them along with what happens when third parties get involved. Having said that, even if you are not struggling with debt at this time, there is lots of useful information which can prepare you for anything in the future.

Just imagine now fabulous it would be to finally get your finances back under control. We will send you a full pack including zipped wallet containing the workbook for you to work through at home at your own pace. The workbook will ask you lots of questions and by completing each section you will be performing your own financial review.

DIVE INTO OUR BLOGS

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What happens if I don't update my Will?

August 16, 20234 min read

You might be one of the few who actually has a Will in place, but when did you last take a look and check it's still fit for purpose?

Here's a few pointers for you:

 When should I update my will?

Not keeping your will updated can cause big issues for your loved ones after you're gone.

Life is always changing, and if you don't regularly update your will, it can lead to confusion and disagreements among your family. People who were once important to you might be left out, and others who don’t want part of your will may be left with your assets.

Let's make sure your will is always in sync with your wishes and keeps your loved ones well taken care of.

When is a good time to update my will?  

1. Significant life events:

Major life events are the perfect cues to review and update your will. Events like:

  • Marriage

  • Divorce

  • Birth of children

By updating your will to include or remove beneficiaries or appoint new guardians, you can ensure your loved ones are properly provided for.

2. Changes in family dynamics:

As time goes on, family dynamics may shift, and relationships can change. Beneficiaries who were once relevant to your will may no longer play a significant role in your life, while new individuals may have become important. By updating your will to reflect these changes, you prevent confusion and potential disputes among your loved ones.

 3. Financial milestones:

Life's financial journey can be filled with ups and downs. Acquiring new assets, selling existing ones, or experiencing fluctuations in your wealth are moments that necessitate revising your will. Ensuring your will aligns with your current financial situation helps secure your legacy and maintains your desired asset distribution.

 4. You start or acquire a new business

Starting a business is a big step that affects many areas of your life. Updating your will during this time is crucial for:

  • Reflecting business assets

  • Designating successors

  • Protecting your family

  • Considering taxes

  • Adjusting beneficiaries

  • Planning for business succession

  • Addressing debts

 5. Relocation or change in residence:

Moving to a new country can have legal implications on your will. Laws governing wills and estates can vary, and updating your will to comply with the laws of your new location is essential to ensure its validity.

 6. Time since your last update:

Even if you haven't experienced any significant life changes, it's a good idea to review your will every few years.

Time can pass quickly, and regular updates ensure your will remains relevant and aligned with your current wishes and situation.

Our will refresh service gives you peace of mind knowing that your legacy will be preserved, and your loved ones will be taken care of just as you intended.

Schedule a will update consultation today and we can help update your will.

Frequently asked questions 

Why is it essential to keep my will updated?

At Robert Shaw & Co, we always emphasise the importance of regularly updating your will to ensure it accurately reflects your current wishes and life circumstances.

Life is always changing, and an outdated will may not distribute your assets as you intend, leading to potential confusion and disputes among your loved ones.

How long does it take to update my will?

It can take 24-48 hours depending on how fast you need your will updating. All we need is a copy of your current will to get started.

What complications can arise if I don't update my will?

Neglecting to update your will can lead to your assets not being distributed who you want, exclusion of new beneficiaries, potential legal challenges, and inefficiencies in tax planning. These complications can put emotional strain on your family and may result in delays and increased expenses during the probate process.

How can updating my will prevent disputes among my loved ones?

By updating your will, you have the opportunity to clarify what you really want to happen and include new people who have become significant in your life. Clearly stating your wishes reduces the likelihood of family disputes, promoting harmony during challenging times.

 What if my financial situation changes?

Life's financial circumstances can fluctuate, and it's so important to update your will accordingly. Regular updates ensure that your will reflects your current assets, investments, and financial goals, making it easier to secure your legacy for your beneficiaries.

How often should I update my will?

We recommend reviewing your will every few years or whenever significant life events occur, such as marriage, divorce, birth of children, or acquiring new assets. Regular updates keep your will relevant and aligned with your current wishes and situation. We are always on hand to help and help you through your life changes.

How does a will update work?

We can look at your current will, whether it was created by us or elsewhere. We will perform a detailed analysis on your current will that will highlight a simplified version of what will happen according to your will after you die. We’d also highlight any areas of concern. We’ll then work with you to refresh your will based on your current circumstances.

Carol Shaw

Back to Blog

DIVE INTO OUR BLOGS

blog image

What happens if I don't update my Will?

August 16, 20234 min read

You might be one of the few who actually has a Will in place, but when did you last take a look and check it's still fit for purpose?

Here's a few pointers for you:

 When should I update my will?

Not keeping your will updated can cause big issues for your loved ones after you're gone.

Life is always changing, and if you don't regularly update your will, it can lead to confusion and disagreements among your family. People who were once important to you might be left out, and others who don’t want part of your will may be left with your assets.

Let's make sure your will is always in sync with your wishes and keeps your loved ones well taken care of.

When is a good time to update my will?  

1. Significant life events:

Major life events are the perfect cues to review and update your will. Events like:

  • Marriage

  • Divorce

  • Birth of children

By updating your will to include or remove beneficiaries or appoint new guardians, you can ensure your loved ones are properly provided for.

2. Changes in family dynamics:

As time goes on, family dynamics may shift, and relationships can change. Beneficiaries who were once relevant to your will may no longer play a significant role in your life, while new individuals may have become important. By updating your will to reflect these changes, you prevent confusion and potential disputes among your loved ones.

 3. Financial milestones:

Life's financial journey can be filled with ups and downs. Acquiring new assets, selling existing ones, or experiencing fluctuations in your wealth are moments that necessitate revising your will. Ensuring your will aligns with your current financial situation helps secure your legacy and maintains your desired asset distribution.

 4. You start or acquire a new business

Starting a business is a big step that affects many areas of your life. Updating your will during this time is crucial for:

  • Reflecting business assets

  • Designating successors

  • Protecting your family

  • Considering taxes

  • Adjusting beneficiaries

  • Planning for business succession

  • Addressing debts

 5. Relocation or change in residence:

Moving to a new country can have legal implications on your will. Laws governing wills and estates can vary, and updating your will to comply with the laws of your new location is essential to ensure its validity.

 6. Time since your last update:

Even if you haven't experienced any significant life changes, it's a good idea to review your will every few years.

Time can pass quickly, and regular updates ensure your will remains relevant and aligned with your current wishes and situation.

Our will refresh service gives you peace of mind knowing that your legacy will be preserved, and your loved ones will be taken care of just as you intended.

Schedule a will update consultation today and we can help update your will.

Frequently asked questions 

Why is it essential to keep my will updated?

At Robert Shaw & Co, we always emphasise the importance of regularly updating your will to ensure it accurately reflects your current wishes and life circumstances.

Life is always changing, and an outdated will may not distribute your assets as you intend, leading to potential confusion and disputes among your loved ones.

How long does it take to update my will?

It can take 24-48 hours depending on how fast you need your will updating. All we need is a copy of your current will to get started.

What complications can arise if I don't update my will?

Neglecting to update your will can lead to your assets not being distributed who you want, exclusion of new beneficiaries, potential legal challenges, and inefficiencies in tax planning. These complications can put emotional strain on your family and may result in delays and increased expenses during the probate process.

How can updating my will prevent disputes among my loved ones?

By updating your will, you have the opportunity to clarify what you really want to happen and include new people who have become significant in your life. Clearly stating your wishes reduces the likelihood of family disputes, promoting harmony during challenging times.

 What if my financial situation changes?

Life's financial circumstances can fluctuate, and it's so important to update your will accordingly. Regular updates ensure that your will reflects your current assets, investments, and financial goals, making it easier to secure your legacy for your beneficiaries.

How often should I update my will?

We recommend reviewing your will every few years or whenever significant life events occur, such as marriage, divorce, birth of children, or acquiring new assets. Regular updates keep your will relevant and aligned with your current wishes and situation. We are always on hand to help and help you through your life changes.

How does a will update work?

We can look at your current will, whether it was created by us or elsewhere. We will perform a detailed analysis on your current will that will highlight a simplified version of what will happen according to your will after you die. We’d also highlight any areas of concern. We’ll then work with you to refresh your will based on your current circumstances.

Carol Shaw

Back to Blog

Give us a call or pop in & see us, the kettle is always on!

If you need help, want to learn more about what we do, or just want a chat about your circumstances, we would love to hear from you.

Give us a call, send us an email, or pop in.

Debt Relief Solutions (CIC) Ltd
Authorised and Regulated by the FCA FRN: 625583

181 Church Road, Yardley, Birmingham B25 8UR Tel: 0333 240 0851 (local call rate)

Email: wills@robertshawandco.co.uk

© 2023 Debt Relief Solutions (CIC) Ltd